Optional private insurance in Germany

There is a variety of insurance available to you in Germany. The most popular types of insurance are Private Liability Insurance and Household Contents Insurance. The most important optional insurance in Germany is the Private Liability Insurance (Private Haftpflichtversicherung).

Update: June 2018

The private liability insurance can, for example, provide coverage if you knock over a vase while you are visiting a friend. We recommend that you  only purchase annually renewable polices and a limit of indemnity for a single person with at least 5 Mio. €. There are different comparison portals where you can check the costs, such as:  

The Household Contents Insurance provides security for your home and your belongings, such as laptops and furniture. The calculation base for your Household Contents Insurance is the value of all your belongings in your household. There are different comparison portals where you can check the costs, for example:

Important:

If you plan on leaving Germany, it is important that you terminate your insurance on time, otherwise there is a risk of high costs.

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